Terms and Conditions
Last updated: 08 February 2025
By accessing or using the website fraudcheck.ai and related services (the “Services”), you agree to these Terms & Conditions (“Terms”). If you do not agree, do not use the Services.
1. Acceptance of Terms
These Terms constitute a legally binding agreement between you (“User”, “you”, “your”) and fraudcheck. Your use of the Services signifies your acceptance of these Terms and our Privacy Policy.
2. Definitions
“Report” means any output, data point, or analysis provided by the Services. “Input Data” means personal or other information you submit (including third-party data). “Applicable Law” includes the Information Technology Act, 2000 and rules thereunder, the Digital Personal Data Protection Act, 2023 (India), and other laws that may apply.
3. Eligibility & Account
You represent that you are legally competent to contract. You are responsible for safeguarding your account credentials and all activities under your account.
4. Authorisation & Lawful Consent
You hereby authorise fraudcheck to retrieve, process, and use information based on your Input Data. If you submit any third-party’s data, you confirm you have obtained that person’s valid, explicit, and informed consent through lawful means and can demonstrate such consent upon request.
5. User Obligations & Acceptable Use
- You will use the Services and any Report only for lawful purposes and in compliance with Applicable Law.
- You will not use the Services to harass, defame, discriminate, stalk, dox, intimidate, exploit, or otherwise cause harm.
- You will not scrape, resell, sublicense, or redistribute Reports without written permission.
- You will not attempt to bypass security, probe systems, or reverse-engineer the Services.
6. Responsibility for Input Data
You are solely responsible and liable for the accuracy, legality, and propriety of all Input Data. fraudcheck has no obligation to verify Input Data and disclaims liability arising from your submission or use of such data.
7. Third-Party Sources & Accuracy
Reports may include information obtained from public records, third-party databases, and other sources. The Services and Reports are provided “as is” and may be incomplete, outdated, or inaccurate. You agree that all reliance is at your sole risk and you will perform independent checks before making decisions.
8. No Professional Advice
Reports are for informational purposes only. fraudcheck does not provide legal, financial, or compliance advice. You should obtain independent professional advice before relying on any Report.
9. Privacy & Data Protection
Your use of the Services is also governed by our Privacy Policy. Without limiting it: we aim to minimise storage of sensitive data and may retain limited logs for security, audit, fraud-prevention, compliance, and dispute resolution.
10. Fees, Trials & Taxes
Where applicable, you agree to pay fees displayed at the time of purchase. Prices may change with notice. All fees are exclusive of taxes, which you are responsible to pay as required by law.
11. Billing & Refunds
Unless expressly stated otherwise, all charges are non-refundable. If a charge error occurs, contact contact@fraudcheck.ai within 7 days.
12. Intellectual Property
The Services, software, workflows, UI, and branding are protected by IP laws and are owned or licensed by fraudcheck. Except for your Input Data, you receive a limited, non-exclusive, non-transferable licence to use the Services as permitted by these Terms.
13. Disclaimers
To the maximum extent permitted by law, the Services and Reports are provided “as is” and “as available”, without warranties of any kind, express or implied, including accuracy, merchantability, fitness for a particular purpose, and non-infringement.
14. Limitation of Liability
To the fullest extent permitted by law, fraudcheck shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, data, goodwill, or business opportunities, arising from or related to the Services or Reports. Our aggregate liability for all claims shall not exceed the greater of INR 10,000 or the amounts paid by you to fraudcheck for the Services in the preceding 3 months.
15. Indemnification
- Input Data;
- breach of these Terms;
- misuse of the Services or Reports; or
- violation of Applicable Law or third-party rights.
16. Service Changes & Availability
We may modify, suspend, or discontinue any part of the Services at any time with or without notice. We do not guarantee uninterrupted or error-free operation.
17. Suspension & Termination
We may suspend or terminate your access immediately for suspected violations of these Terms, legal risk, fraud, or abuse. Upon termination, your right to use the Services ceases immediately, but clauses that by their nature should survive will survive.
18. Compliance with Law
You will comply with all Applicable Law, including data protection, consumer, anti-spam, and cybersecurity requirements. Where you process third-party data, you are the controller of such processing and responsible for all notices and consents.
19. Governing Law & Dispute Resolution
These Terms are governed by the laws of India. Courts at Mumbai, Maharashtra shall have exclusive jurisdiction. At our option, disputes may first be referred to confidential arbitration under the Arbitration and Conciliation Act, 1996.
20. Changes to Terms
We may update these Terms from time to time. The “Last updated” date will change accordingly. Continued use of the Services after changes become effective constitutes your acceptance of the revised Terms.
21. Notices
Legal notices to fraudcheck must be sent to legal@fraudcheck.ai. We may provide notices to you via email tied to your account or by posting on the Website.
22. Miscellaneous
These Terms and the Privacy Policy are the entire agreement between you and fraudcheck. If any provision is unenforceable, the remainder remains in effect.
By using the Services, you state that you have read, understood, and agree to be bound by these Terms.